Terms and Conditions

1. Introduction

Welcome to ExpenseMax ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of the ExpenseMax mobile application and related services (collectively, the "Service") operated by Obidos Technologies (P) Ltd.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Acceptance of Terms

By downloading, installing, or using ExpenseMax, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our Service.

3. Description of Service

ExpenseMax is a personal finance management application that helps users:

• Track and categorize expenses
• Set and monitor budgets
• Generate financial reports and insights
• Manage financial goals
• Export financial data

We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

4. User Accounts

To use certain features of ExpenseMax, you may need to create an account. You are responsible for:

• Providing accurate and complete information
• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Data Privacy and Security

We take your privacy seriously. Our collection and use of personal information is governed by our Privacy Policy.

You acknowledge that:

• Financial data is stored securely on your device and our servers
• We implement industry-standard security measures
• You are responsible for maintaining the security of your device
• We may collect usage analytics to improve our Service

6. Prohibited Uses

You may not use ExpenseMax:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

7. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Obidos Technologies (P) Ltd and its licensors. The Service is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

8. Disclaimer

The information on this Service is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this Service
• Does not warrant that the Service will be constantly available or available at all
• Does not provide financial advice or recommendations
• Is not responsible for any financial decisions made based on the Service

9. Limitation of Liability

In no event shall Obidos Technologies (P) Ltd, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service or delete the application from your device.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

13. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction of Cherthala, Kerala, India without regard to its conflict of law provisions.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

15. Entire Agreement

These Terms constitute the sole and entire agreement between you and Obidos Technologies (P) Ltd regarding the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.